Welcome!
Whether you are a newly elected official or a new employee in your community’s housing sector, the Regional Tripartite Housing Committee (CRTL) welcomes you and provides this memo to help you become familiar with the First Nations housing context in Quebec. It includes a brief description of federal housing programs, a summary of regional needs, contact information for key stakeholders, and various useful links. We hope you find it helpful.
About the CRTL
The CRTL brings together representatives from the Assembly of First Nations Quebec-Labrador (AFNQL), Indigenous Services Canada (ISC), and the Canada Mortgage and Housing Corporation (CMHC). Its mission is to provide recommendations to the respective authorities of the three parties to improve the housing conditions of First Nations members. The Committee relies on partnership, information sharing, dialogue, and networking to advance matters of mutual interest.
The CRTL brings together representatives from the Assembly of First Nations Quebec-Labrador (AFNQL), Indigenous Services Canada (ISC), and the Canada Mortgage and Housing Corporation (CMHC). Its mission is to provide recommendations to the respective authorities of the three parties to improve the housing conditions of First Nations members. The Committee relies on partnership, information sharing, dialogue, and networking to advance matters of mutual interest.
http://apnql.com/fr/comite-regional-tripartite-en-logement/
Programs Available to First Nations on Reserve
ISC
First Nations receiving housing funds from ISC for on-reserve housing can use these funds to address a range of needs: construction, renovation, land servicing, maintenance, insurance, debt servicing, housing portfolio planning and management, and mold remediation.
https://www.sac-isc.gc.ca/fra/1100100010715/1521125087940
Additionally, the Department provides loan guarantees to lenders who finance residential loans on reserves. https://www.sac-isc.gc.ca/fra/1100100010759/1533297595541
Furthermore, information is available regarding individual and collective First Nations land rights. https://www.sac-isc.gc.ca/fra/1587563382582/1587563402582
CMHC
Non-Profit Housing Program (construction, purchase, rehabilitation, and administration of affordable rental housing) https://www.cmhc-schl.gc.ca/fr/developing-and-renovating/funding-opportunities/funding-first-nationsdevelopment/on-reserve-non-profit-housing-program-section-95
Renovation assistance programs (rehabilitation of housing that does not meet standards, modifications to housing for persons with disabilities, emergency repairs, program for independent seniors, etc.)
https://www.cmhc-schl.gc.ca/fr/taggedindex?tagid=%7b5E99D5E8-D22B-40C7-AA82-0E4BB57F03D1%7d
Homeownership programs (loan insurance, etc.) https://www.cmhc-schl.gc.ca/fr/developing-andrenovating/funding-opportunities/funding-first-nations-development/insured-loans-on-reserve-first-nation-housing
Employment and Skills Development Programs https://www.cmhc-schl.gc.ca/fr/developing-andrenovating/developing-for-first-nations/housing-internship-initiative-first-nation-inuit-youth
National Housing Co-Investment Fund https://www.cmhc-schl.gc.ca/fr/professionals/project-funding-and-mortgage-financing/funding-programs/all-fundingprograms/co-investment-fund
In addition to regular programs, ISC and CMHC occasionally offer First Nations additional assistance under special initiatives.
FNMHF
The First Nations Market Housing Fund (FNMHF) helps community members obtain loans to purchase, lease, and renovate residential properties. The Fund also includes a capacity-building component for the administration of market housing programs.
http://flmpn.ca/francais/apropos/index.html
Community needs
The AFNQL regularly documents the housing situation in First Nations communities in Quebec and Labrador. The most recent data (2018) collected from First Nations demonstrates that a housing crisis is prevailing in the communities. Here is a summary of the main needs identified:
- 10,646 new units are required, specifically to eliminate overcrowding within 5 years.
- 8,464 units are in need of renovation or repair.
- 3,880 units require decontamination (mold)
- 9,631 lots require infrastructure servicing
The AFNQL report addresses observed trends and the challenges characterizing First Nations housing on-reserve. It also presents the approach proposed by the Chiefs to resolve the housing crisis.
You can view and download the report from the AFNQL website: https://apnql.com/fr/wp-content/uploads/2019/02/Rapport-besoins-log-2014-ang-franc-pdf-compressed.pdf https://apnql.com/fr/wp-content/uploads/2021/01/Tab-besoins-en-log-QL-2018.pdf
Key stakeholders in the housing sector
Indigenous Services Canada
Community Infrastructure Branch, Quebec Regional Office
320, St-Joseph, suite 400, Québec (Québec) G1K 9J2
Telephone: 418 648-3595
Fax : 418 648-4075
Bruce Labrador, Regional Director aadnc.qclogementhousingqc.aandc@canada.ca
Canada Mortgage and Housing Corporation
First Nations Housing 1100 René-Lévesque Blvd. West, 1st Floor, Montreal, Quebec H3B 5J7
Telephone: 514 283-2222
Fax: 514 496-9521
Pierre Bélanger, FN Housing (Que. and Atl.) pabelang@cmhc-schl.gc.ca
ISC (FNIHB)
First Nations and Inuit Health Branch
200, Blvd. René-Lévesque Blvd. W., Guy-Favreau Complex, East Tower, Suite 218, Montréal (Québec) H2Z 1X4
Telephon : 450 646-1353
Fax: 514 283-6739
Oumar Ba, Regional Manager oumar.ba@canada.ca
Assembly of First Nations Quebec-Labrador
250 Chef-Michel-Laveau Place, Suite 201, Wendake, Quebec G0A 4V0
Telephone: 418 842-5020
Fax: 418 842-2660
Regional Tripartite Housing Committee
250, place Chef-Michel-Laveau, bureau 201, Wendake (Québec) G0A 4V0
Telephone: 418 842-5020
Fax: 418 842-2660
First Nations Market Housing Fund
1420, Blair Place, Suite 510, Ottawa, Ontario K1J 9L8
Telephone: 1 866 582-2808
Fax: 613 740-9932 info@flmpn.ca